THE COMPANIES THAT MAKE THEIR LIFE SIMPLE
LET US HELP YOU FIND THE RIGHT LOAN FOR YOUR PERFECT HOME
FIRST BENEFIT
SECOND BENEFIT
THIRD BENEFIT
@IWantSimple A big part of our process is about validation and details, but speed to market is also key. Make it simple!
@IWantSimple A big part of our process is about validation and details, but speed to market is also key. Make it simple!
APPLY TODAY TO MAKE YOUR DREAM HOME A REALITY!
WIDE RANGE OF MORTGAGE LOAN PROGRAMS TO FIT YOUR UNIQUE NEEDS
ABOUT YOUR MORTGAGE OPTIONS
We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.
Wide Range of
Mortgage Programs
We offer a wide range of mortgage programs including conventional and government loan options.
Affordable Down Payment Programs
Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
Competitive Rates
and Closing Costs
Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
Easy Online Application
Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
Full Team of Mortgage Experts
We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.
Purchase or Refinance
Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.
Ready to get started?
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of NAE Federal Credit Union. Chris Papagni, NMLS #282725, is authorized to act as agent of NAE Federal Credit Union (3701 Indian River Road, Chesapeake, VA 23325 | (757) 410.2016 | NMLS ID: 209250) and is authorized to represent MFM, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For MFM’s state disclosure information, please visit MFM’s website. For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
If you have questions and want to talk about your specific situation, contact IRCO Community FCU today!
Ready to get started?
Contact IRCO Community FCU
www.ircocu.org
(800) 538.1572 | NMLS# 528111
If you have questions and want to talk about your specific situation, call our office or one of our expert Mortgage Consultants from Member First Mortgage today:
Assistant Vice President, IRCO Credit Union
Mortgage Consultant, IRCO Credit Union
Mortgage Consultant, Member First Mortgage
Mortgage Consultant, Member First Mortgage
READY TO GET STARTED?
If you have questions and want to talk about your specific situation, call our office or one of our expert Mortgage Consultants from Member First Mortgage today:
Mortgage Consultant
*Chris Papagni, NMLS ID #282725 is authorized to act as an agent of Carpenters Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.
MULTIPLE ARM LOANS TO FIT YOUR MORTGAGE NEEDS
Take advantage of ARM
rates and up-front savings!
No prepayment penalty in the event of a future refinance
Easy online application
Lock in a lower initial rate on
a 10/1, 7/1, or 5/1 ARM*
*Rates may vary and payment may increase after consummation.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
OPEN THE DOOR TO YOUR IDEAL MORTGAGE
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
TELL US ABOUT YOURSELF
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options*.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
MORTGAGES START AT
NAE FEDERAL CREDIT UNION
Whether you're looking to purchase your dream home or refinance your current mortgage, NAE Federal Credit Union is here to help!
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I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn't change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
